Tuesday, August 28, 2007

Online Investment Tips

When it comes to online investment tips, everyone could benefit from tips. Most people are new to online investing, and are not very familiar with the way things work. The online world of investing can be cruel, but also very rewarding. When it comes to investing online, the tips you will find below are designed to help you make the most out of your experience.

The first thing to do with online investing is to start small. If you are new to this method of investing, don’t put your entire life savings into an online account. Instead, start with a smaller sum, which should be easier to handle and keep track of. Once you feel confident enough, you can decide to add more money to your online account.

Once they are online, many investors tend to concentrate on stocks, specifically larger, more domestic ones. Most online investment tips note that while these stocks should make up part of your portfolio, they shouldn’t be all of it. Also make sure you take into account your time horizon and risk tolerance to develop a well balanced portfolio of stocks, bonds, and cash.

When it comes to mutual funds, most investors are into them for a reason. Most investors don’t have the expertise to make their own investment calls on individual stocks. They are also too preoccupied by work and other demands to spend every minute watching the market. You should keep your mutual funds and it will probably be an unwise move for you to cash out your long term fund holdings.

Other online investment tips note that costs may not always be obvious. Even if online broker costs are somewhat lower than those of full service brokers, they can still add up, even if you do a lot of buying and selling. Online broker firms also like to impose a number of other fees and charges that should be studied closely.

When it comes to orders, you should make them work for you. If you plan on doing your own investing, you will need to learn how to use the tools that are available in order to avoid potentially steep losses and to buy or sell a stock at effective prices. This way, you get a good decent return on your investment.

As beneficial as online investment tips may be, problems that you will encounter are inevitable. Investing online is not foolproof. Sure, there will be times when you can’t access your account; you could even be away from the computer when the market makes a major move.

When it comes to online investing, your internet connection could be down as well, or the online firm’s server could crash due to heavy trading, unexpected software glitches, or another sort of natural calamity. Make sure you are familiar with the firm’s alternative trading options. This may include automated telephone trading or calling a broker.

The most helpful of all the online investment tips, is to always remember that information is power. If you plan on buying and selling individual stocks online, it is in your best interest to keep yourself as well informed as possible. Don’t settle for just the hype about hot stocks.

Monday, August 20, 2007

How To Prevent Getting Scammed

Step One:

Use the following Whois Lookup sites to find out the Web Owner details information:

Lookup IP Address

Lookup Internet Service Provider (ISP)

Lookup IP Address belongs to (Organization)

Lookup Country

Lookup Continent

Lookup State

Lookup City

Lookup Latitude

Lookup Longitude

Lookup Timezone

Lookup Registrant (website registered address, person contacts & etc.)




Step Two:

Before participate the Web Program, review Web Owner Site’s operation
location, and ascertain you fill comfortable with the Web Site. In any event
of defaulted by the Web Owner, you can locate them & have them report to
Internet Fraud Authority.

Step Three:

Search Internet Service Provider (ISP), and IP Address belongs to (Organization)
email contact and record down. In any event of defaulted by Web Owner, you can
file a complaint and has Scammer Site report to the ISP against them for abuse
of Internet Fraud (obtained an information here is good enough to put Web Site
liar in hot soup. With this power tool you can force the Scammer close up his
Web Site or shutdown by ISP neither.)

Step Four:

If you got deceived, submit full details of the Web Site details information
(refer to step one) with your e-payment confirmation and file a complaint email
to the followings to alert the relevant authorities of the Internet Fraud:

1. Internet Fraud
Coordinator: ifcc.tp@fbi.gov.

2. International Web Police: Director@Web-Police.org.

3. ISP Provider; abuse@........ (refer to Step One, search the abuse email contact
of ISP Provider /and IP Address belongs to…and complaint of web site Network

4. Locate authority (refer to web Registrant station address, search on Internet
to locate of country authority; such as “address/state police” or
“(country) government authority”.

5. E-gold Service & CC to Web Site Owner.

The Authority information
sites for 1, 2 & 3 are:





Lastly to say;
an investor should take note on Web Site’s ISP registered at un-privileged
country, in any event of cheated you can address your problem to the locate
authority /or police station to expose the cheater web site. If possible put
on forum page to draw attention to other investor help to obtain email contact
of the locate police authority, Get

Wednesday, August 15, 2007

HYIP Investment Diversification

HYIP Investment Diversification

High Yield Investment programs usually involve in a variety of high risk and
volatile field of investment such as Forex trading, Stock exchange, Sports betting,
metal trading etc. There are also HYIPs that do not invest at all, scammers.
From these facts, you can easily realize that there is always a risk associated
with investment in HYIPs.

If you are not able to control these risks, you will lose your hard earned
money badly. For that reason, you should be able to implement a mechanism to
manage and minimize these risks to the smallest possible. The most effective
way of minimizing these risks is Diversification.

What is Diversification as applied to HYIPs?

Diversification is a technique that reduces the risk by spreading your portfolio
over many programs to avoid excessive risk imposed by HYIPs. In simple English
this means “ do not put all your eggs in one basket”.

There are certain issues you should consider on how to diversify you portofolio
over different programs. Let’s see these issues one by one:

Determining how many Programs You should have

Obviously diversifying over 10 programs is better than investing into 2 programs.
It is even better to have 20 programs instead of 10. But, it is hard to find
20 solid programs. There fore , The bottom line for diversification , as far
as HYIPs is concerned is that , you have to diversify you portfolio over researched
programs as maximum as possible. But, I want to clarify one thing; Diversification
does not mean spreading your portfolio over scam programs. Always make a diligent
research before you diversify you portfolio.

To put it briefly, diversify your portfolio to at least 5 to 10 well researched

Mixing between Old and New Programs

You may have favorite programs performing well for long time, programs which
you have more confidence, well researched and what you think are reliable. But
there is a concern in HYIPs arena; there is always a calculated risk even with
the most solid program. It is hard or impossible to exactly determine the age
of a particular HYIP. For this reason, it is always recommended to mix your
favorite HYIPs with new programs.

How much to Invest between each programs

It is obvious that you should spread your portfolio over different programs
proportional to the programs credibility. But, you should be careful not to
over invest in a particular program.

Let’s see what does this mean, say you have 8 programs and your portofolio
is $1,000. It is not advisable to put $450 in a single program while investing
$50 each between the rest 7 programs. You should make a balanced investment.
Balanced in a sense, spread your portfolio proportional to the credibility of
the programs.

Let’s how you can do this with your favorite 8 programs and $1,000.

To Star with, First group and grade your favorite programs based on their performance
and credibility.

Say you have grouped your programs as follows:

• Class “A” (Top performers) programs – 3 Programs

• Class “B” (Good Choice) programs – 2 Programs

• Class “C” programs (Programs with less credibility than
class “B”) – 3 Programs

And your grading for each class is:

• Class “A” is 1.5

• Class “B” is 1.25

• Class “C” is 1

(3 x 1.5) + (2 x 1.25) + (3 x 1) = 10

Now, let’s see how to distribute your portofolio over each class;

> For Class “A” programs: (1.5/10) x $1,000 = $150

> For Class “B” programs: (1.25/10) x $1,000 = $ 125

> For Class “C” Programs: (1/10) x $ 1,000= $ 100

Which means, invest $ 150 for each class “A” programs, $125 for
Class “B” and $100 for Class “C” Programs.

Note that each number given is only for demonstration purposes; actual numbers
are determined based on the number of your favorite programs and you grading.

You should also understand that the amount of investment for each program depends
on other issues, such as the minimum investment of each program. Some programs
have minimum investment of $10, $50, $100, $200; even there are programs with
minimum investment of $1,000.

I would like to point out that you should always follow-up each of your favorite
programs, make evaluations and adjust them accordingly.

In conclusion, there is no ideal diversification formula that is right for
every investor- it depends on each program, your financial situation and tolerance
of risk. But, if you diversify you portofolio over different programs, you money
will always be safe even under the worst case.

Monday, August 13, 2007

Due Diligence

What is Due Diligence?

Due Diligence (DD) is a
process whereby an investor investigates the attractiveness of an opportunity
and assesses the quality of the management team and the key risks associated
with the opportunity. It is a Way of verifying the validity of a particular
program’s real investment opportunities. It helps to discover everything
about particular program’s real investment opportunity before you invest
your money.

Due diligence is probably the most critical stage in investment. It is a complete
investigation and review of the investment opportunity.

When to Start the Due Diligence?

The investigation process
begins the moment opportunity becomes of interest to you. Your goal is to make
certain that you uncover everything about a particular program’s real
investment opportunities before you invest in it. You don’t have to meet
the company’s staff or even visit the business for your research to begin.
The Internet is an incredible tool that will allow you to investigate the validity
of a particular program.

Here are Due Diligence steps to follow before investing in any program:

1. Check out a program’s

The first step you should
do is to check out a program’s website. Carefully investigate its website

Some of the things you will see on scammer’s website are: Not professionally
designed website, Old templates with a standard collection of FAQ (Frequently
Asked Questions), Unorganized and Irrelevant website navigation, offering unrealistic
daily return, Poor security website, Continuous failing website, No actual names
and contact details and cheap scripts

2. Way Back: Investigate
how a website looked in the past

Way back machine is one
of the most important tools that are used to investigate how a website looked
in the past.

Some Scammers claim that they have been online for long time. Using Way Back
Machine you can easily identify if the website has been online for long time.
Way Back Machine has 50 billion web pages archived since 1996.

To investigate if they have been online for long time, Visit


Type in the web address
of a site or page where you would like to start, and press enter. Then select
from the archived dates available. The resulting pages point to other archived
pages at as close a date as possible. You will be shown the search results for
your particular website, categorized by year.

Just see if the contents of the website at different times match. Also focus
for contact details and see if they match.

3. Make Research on Forums
and Monitoring Sites

Another tool for making
a Due Diligence is Forums. Forums are a great place to exchange ideas with people
who have the same interest with you. There fore, as a research tool, you have
to visit known, popular, trusted and professional forums, like HYIP Discussion
and Golden Talk and, read what people are saying about the particular program.

Monitoring Sites are other Due Diligence tools where you can make your Investigation.
But there are certain issues you should be aware of monitoring sites.

a) Do not depend on a single
monitoring site

b) HYIP admins treat monitoring sites very well. Therefore, if you see paying
status on monitoring site, it does not mean the HYIP is paying all investors.

c) Read all rating given by the investors on the program you are making research.

4. Check WHOIS information: Domain registration data of a company’s website

Check the domain registration
data of a company’s website. WHOIS information gives you full information
about the company including telephone number. You can use either of these sites
to find the WHOIS information:




Type in the web address
of a site or page where you would like to get information, and press enter.
A complete list of contact details will be displayed on your screen. Some of
the information you will see on the screen are: Domain Name, Expiration Date,
Creation Date, Last Update Date, Registrant, Administrative Contact, Technical
Contact, Registration Service Provider, Registrar of Record, Record last updated
and Record expires, Record created and Domain servers in listed order

Once you get the WHOIS Data You should investigate carefully the dates of domain
registration and expiration. If the company claims that they have been working
online for long time, but their website domain was registered only few months
ago, it is just an indication of dishonest. At the same time, if the company’s
offers a long term plan and the domain registration expires in the near future,
the probability of company being a scammer is great.

Finally, just give a call to the number specified in the WHOIS data and make
sure that the contact details really belongs to the person listed in the WHOIS

5. Request the company’s

It is always recommended to request and investigate the company’s documents,
before proceeding with an investment.

You need to request and verify the following documents:

• Valid Business Registration Certificate,

• Financial Records,

• List of banks with which the Company has a financial relationship.

6. Confirm the validity
of the Company’s documents

At the final stage of your
Due Diligence you should confirm the validity of the documents requested from
the company. This is carried out by contacting the issuing institution.

In conclusion, there is always a risk associated with High Yield Investment
Programs. These risks are minimized by implementing proven and effective strategies.

To find out more about investment strategies, Visit
HYIP Strategies

Friday, August 10, 2007

Key Investment Strategies

Even though making money in HYIPs is not difficult, making a nice and consistent
return on investment needs efficient and proven strategies. Here are four recommended
strategies; every investor should practice in his daily activities to make nice
returns on investments.

Here are the 4 Strategies you should practice in your daily HYIPs activities
to Achieve Success.

Never invest unless you make a research

The first step you should take before investing your money into a high Yield
Investment Programs is to find out the most profitable and stable programs that
could bring a nice return on your investment.

1. Making research on popular search engine like google is the easiest way you
can start you research.

2. Another tool for making a research is Forums. Forums are a great place to
exchange ideas with people who have the same interest with you. There fore,
as a research tool, you have to visit known, popular, trusted and professional
forums and read what people are saying about different programs. You can also
ask questions in these forums. But you should not believe every thing people
are saying in forums. Because there are people answering your question, by posting
their referral link, who are not interested in you but their commission.

One thing I would like to remind you is, you should never depend your research
on a single forum.

3. Monitoring Sites are another place where you can make your research. But
there are certain issues you should be aware of monitoring sites.

a) Do not depend on a single monitoring site

b) HYIP admins treat monitoring sites very well. Therefore, if you see paying
status on monitoring site, it does not mean, the HYIP is paying all investors.

c) Read all rating given by the investors on the program you are making research.

Diversify Your Investment

High Yield Investment Programs are very high-risk programs .As a successful
investor, one of the issues you should look seriously is to reduce the risks
associated with these programs.

One of the effective strategies used to reduce the risk is through diversification.
Investing your money into many programs.

Investing in a single program is risky, because if the program collapses, you
lose all your money. But if you put your money into many programs, if one of
the programs fails, you will still have money in other programs.

Always make a test Spend

Because As the risks associated with these Untried programs are high, always
you should be cautious to join these programs. But if you decide to invest in
untried programs always make a test spend, before investing big amount. After
you make a successful repeated test spend, you can proceed into a series investment.
But one thing you should be aware is some HYIPs pay you for a small spend but
when it comes to large spend, they do not pay you.

Get your Original Spend back quickly and Make a regular

As it is impossible to predict the age of HYIPs, it is always recommended to
withdraw you money until you get your original spends back. Even after you get
your original spend, it is always preferable to make a regular withdrawal. My
Recommendation is withdraw 50% of the profit while investing 50% that is 50%
compounding after you get your original spends back.

As you are responsible for your investment on HYIPs arena you should always
implement these strategies to come up with a nice return on your investment.
Get Started Investment

Wednesday, August 8, 2007


An Invest

When you begin starting an investment, you may find yourself
wondering where you should begin. You may have heard friends or co workers talking
about their investments, and decided you should give it a try. You may have
also found yourself wondering where they got the money to start or how they
knew what to invest in. Then again, there are a lot of people who don’t
know where to begin, so they never start at all.

The wide array of investment related choices, the vast amount
of information about investing, and the risk alone is intimidating and may prevent
you from taking those first steps towards starting an investment. Keep in mind
that is doesn’t have to be that way. Believe it or not, you only need
to know a few basics in order to begin your career in the world of investing.

The first question most people have is where you get the money
to invest. If you look around, you will find plenty of stock mutual funds that
allow you to invest with 500 dollars or less. You could use your next bonus
at work, your income tax refund, or simply put in some overtime for some extra
cash. If you are unable to come up with 500 dollars to start your portfolio,
many funds will allow you to skip the initial lump sum investment if you sign
up for monthly withdrawals from your checking account.

When starting an investment, you are ready for some long term
investments. The step in choosing is knowing what your goals are. The investment
type you choose will depend on the amount of time available before you need
the money. Most all stocks are considered long term investments, and therefore
it’s best to plan on holding stocks or stock mutual funds for five years
or longer.

The next thing you will need to know when starting an investment
is your risk tolerance. If you’re the type of person that hides your money
under your mattress because you don’t trust the bank, you’re probably
not going to feel very comfortable investing in volatile technology stocks.

Now, you may be wondering how to choose an investment. Most
investors and experts will recommend spreading your money over several different
types of investments in order to reduce the risk, because one type of investment
typically does well when another one doesn’t. By having money in more
than one type of fund, you’re more likely to get a decent combined return
in one category takes a downturn.

When you are ready to begin starting an investment, you should
use caution and research everything that is available to you. The above will
assist you in getting started; the rest is up to you. Getting

Tuesday, August 7, 2007


E-gold setup
and funding

Step 1: Go to E-gold
and click on "Create An Account"

Accept the User Agreement by clicking on the "I Agree" Button.

Step 2: Fill in the needed contact details and information. Most important is
the “Passphrase”. Use the “SRK Console”- button to open
up a secure virtual keyboard and enter it with your mouse (prevents keyloggers
and trojans from logging your typing on the keyboard).

Always use the SRK console when you log in to your E-gold account. It may be
time-consuming, but trust me, it’s worth it. Especially if you have high
weights of gold in there.

Your E-gold number will be sent to the email adress you have specified. Remember,
E-gold never ever asks for your passphrase. If you recieve emails from what
seems to be egold claiming they need your login information for some reason,
delete it! It’s not from E-gold.

Funding your E-gold

Now when you have
your account set up, you have to fund your account with gold in order to be
able to make payments. To do this you need to use an Exchange Service which
will convert your money into E-gold.

We recommend the following two Exchange Services:




Both charge around
3-5% for trading in dollars trough a wire transfer. If you rather like to use
your credit card you should be prepared to pay higher fees. Another option is
to convert e-currencies like EVOcash, netpay and paypal into E-gold.

Good luck!

Learn More

Monday, August 6, 2007

What is HYIP

HYIP ,which stands for High Yield Investment Program, is a program which offers high yield investment .It is the most profitable investment program offering interest rates ranging anywhere between 1 – 120% a month.

HYIP's are using different investment strategies to generate high returns. They are involved in capital management, such as Forex trading, stock exchange, sports betting, metal trading etc. There are even HYIPs investing in other HYIPs. There are also programs that are not investing at all. These belong to the scammers.

High Yield Investment Programs carry their daily activites via the Internet. They typically accept investments of $10 or less while promising high returns.

E-gold is the easiest and the most effective system of international electronic settlements. It is optimal for participation in high yield investment programs as it makes it possible to get the earned money instantly.As it is suitable form of online payment system that works around the globe, HYIPs operate worldwide and accept large numbers of small investments.

Most High Yield Investment Programs do not survive for very long , turning out to be a scam. Scam HYIPs are Ponzi schemes.A Ponzi scheme is an investment operation that involves paying abnormally high returns ("profits") to investors out of the money paid in by subsequent investors, rather than from net revenues generated by any real business.This approach allows the scam to continue as long as new investors are found and/or old investors leave their money in the scheme, known as compounding (because even higher profits are promised).

Taking both the negative and positive aspects of High Yield Investments into consideration, the conclusion is; if done right, High Yield Investments can be extremely lucrative.

If you are considering on making an investment in a HYIP be certain to do diligent research first. You should also learn the HYIP techniques and strategies to come up with nice return on your investment

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